What If You Could Sell Without Paying Off Mortgage?

A simple, flexible way to move on — without agents, repairs, or waiting for buyer financing.

Why Not Just Sell the Traditional Way?

If you've looked into selling, you've probably been told you need to:

  • Make repairs

  • Hire an agent

  • Pay commissions

  • Wait for a buyer’s mortgage to close

Even then, you're often expected to drop your price, cover closing costs, and handle showings or inspections.

In a $300,000 sale, most sellers lose:

  • $18,000 in commissions

  • $6,000–$12,000 in closing costs

  • $5,000–$8,000 in repairs or credits

  • $4,500–$9,000 in price drops or delays

That’s up to $47,000 in avoidable costs — just to sell a home you’re already ready to leave behind.

You Stop Paying the Mortgage — We Take Over

You can sell your house without paying off the mortgage.
We continue the payments “as-is” through a licensed third-party loan servicer. From your side, you no longer have to manage the mortgage — we take over the responsibility. While this approach isn’t widely known, it’s been used by many sellers as a practical, paperwork-driven alternative to traditional sales.

2. Why This Works — And Why It’s Legitimate

We continue your existing payments under the same terms — no refinance, no appraisals, no delays.

  • Agreements are documented and reviewed by licensed professionals

  • A neutral third-party handles the payments and records

  • You stay protected throughout the process

  • If anything goes wrong — you keep the house and anything already paid

3. What Happens to the Property After You Sell?

We don’t flip and disappear. We use properties to serve people who need housing:

  • Affordable rentals for families

  • Mid-term stays for nurses, airline staff, and construction workers

  • Transitional housing for recovery patients or re-entry support

  • We care for the home and keep it in long-term use — not just short-term profit.

5. You’re Not Just Selling — You’re Becoming the Bank

Think of this like being the bank.

Instead of a lump sum from a buyer who needs financing, you can structure terms: get cash upfront, monthly payments, or a final payoff — depending on what your home can reasonably support.

But unlike a bank, we build the terms with you. Nothing’s forced. Everything is clear and documented.

6. What a Deal Could Look Like

We base offers on what the property can support — not just what someone wants to pay.

That depends on:

  • Market rent (long-term or short-term)

  • Operating costs (mortgage, taxes, utilities, etc.)

  • Remaining mortgage balance and interest rate

  • Your financial goals and timing

Here are two common paths:

Option A – More Cash Upfront

  • $5,000–$10,000 at closing

  • No monthly income

  • Best for sellers who need a one-time payout

Option B – Lower Upfront, Monthly Income

  • Minimal or no upfront cash

  • Monthly income starting around $300

  • Best for sellers who want predictable payments over time

Once we understand your goals, we build something realistic together.

7. If I Were You, I’d Be Asking...

  • Is this even legal?

  • Will I still be tied to the mortgage?

  • What happens if you stop paying?

  • Will this affect my credit?

  • What do you actually do with the house?

  • We’ve heard them all — and we’re happy to walk through any of them with you.

8. FAQ

Is this legal?
Yes — fully legal and handled by licensed professionals. This method has been used for decades.

Will I still be on the mortgage?
Technically yes, but you’re no longer responsible for payments. A licensed third-party services the loan.

What if you stop paying?
You keep the house and anything already paid. That protection is built into the agreement.

How do I know you’ll follow through?
We work through third-party servicing and title professionals — everything is documented and traceable.

Can I talk to someone first?
Absolutely. You can grab a 10-minute call with Masashi — no pressure, just answers.

👉 Book a time here:
https://api.leadconnectorhq.com/widget/bookings/relief-realty-call-with-masashi

9. Let’s Build Something That Actually Fits

You don’t need to know all the answers. Just let us know what matters to you:

  • Do you need cash upfront?

  • Would monthly income help your next chapter?

  • Do you just want to walk away clean?

Whatever it is, we’ll work with you to make it possible — with clear terms and a process you can trust.

Want to see what that might look like in your case?
Book a 10-minute chat with Masashi:
https://api.leadconnectorhq.com/widget/bookings/relief-realty-call-with-masashi

Want to see what that might look like in your case?

Book a 10-minute chat with Masashi:
https://api.leadconnectorhq.com/widget/bookings/relief-realty-call-with-masashi